When it comes to providing for our retirement too many people were doing too little too late,  recent workplace pension legislation means that most workers will be Auto Enrolled into a pension. So if you are employed or work for yourself and want advice on saving for your retirement then please contact us for a review. If you are an Employer and unsure how Auto Enrolment will affect you and your business then a free no obligations review will help you decide the best way forward for you and your business.

Pensions legislation has changed dramatically in recent years. To see how the changes may have affected you then please contact us.

Pension Planning

Today there are a number of tax efficient ways of providing for a comfortable retirement. Pensions can be complex and choosing the right vehicle requires a detailed understanding of your personal circumstances, tax position, employment status and more. You may have a company pension and need advice or run your own business and want to know how pensions can benefit you.

If you would like a ‘no obligation’ chat about your pension arrangements and aspirations or if you have any concerns, please call us on 0208 768 5796.

Pension Freedom

With recent changes announced by the Government, “Pension Freedom” are  the buzzwords for people approaching retirement. Whilst “Pension Freedom” has made retirement planning more flexible than ever it also means that making the right choices has become even more important.

Maximising your income (& Capital) from your pension arrangements (and other assets) should take into consideration your personal circumstances, tax implications,  your beneficiaries, flexibility and of course control. Prospect Tree Financial Services Ltd can provide detailed advice following a Pension Freedom review.

A PENSION IS A LONG TERM INVESTMENT THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND ON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES, AND TAX LEGISLATION

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Personal Pensions

Work Place Pensions

TAX ADVICE IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

TAX TREATMENT IS BASED ON INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.

THE PENSIONS REGULATOR IS THE STATUTORY REGULATOR OF WORK BASED PENSIONS. 

AUTOENROLMENT IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

The information provided within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK.

This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us.

Prospect Tree Financial Services Ltd is an appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643.
Prospect Tree Financial Services Ltd is Registered in England and Wales under reference 06755965.

Registered address : 10 Chestnut Ave, West Wickham, Kent, BR4 9ES